Comprehensive Local Credit Card Guide

Credit Cards in 50012 (Ames, IA)

Credit Card Debt in 50012

^ Average credit card debt in 50012 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50012

^ Based on overall Iowa data, the credit card delinquency rate in Ames is approximately 0.41%. ^[2]

Credit Scores in 50012

^ The average credit score in Ames is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50012

Credit Card Debt in 50012

50012 Credit Card Debt
- The estimated average credit card debt for 50012 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50012

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50012 Credit Scores

Credit Scores in 50012
- Residents of 50012 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50012 (Ames, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50012 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50012 ^[4]
- 50012 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50012 (Ames, IA)

Recent credit card complaints originating from consumers in 50012, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

We did not find any local credit card complaints in Ames, IA.

Our search for complaints originating from comsumers in Ames (50012) did not produce any matches.

Local financial institutions in or near 50012

Banks in or near 50012 (Ames, IA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 50012 produced no matches.

ATMs in or near 50012 (Ames, IA)

Local Automated Teller Machines (ATMs) for use by residents of the community.

Sorry, no local ATMs were found.

Our search for ATMs located in 50012 produced no matches.

Credit Unions in or near 50012 (Ames, IA)

Local credit unions offering financial products to residents of the community.

Sorry, no local credit unions were found.

Our search for credit unions located in 50012 produced no matches.

Household Income Statistics in 50012

Income: 50012 vs. Iowa

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Income Breakdown in 50012

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Income: 50012 vs. Nation

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Additional information about Iowa

About 50012

50012 is associated with the city of Ames, which is located in Story County in the state of Iowa. ^[6]

50012 Credit Cards

For more information about 50012 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau