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Comprehensive Local Credit Card Guide

Credit Cards in 50012 (Ames, IA)

Credit Card Debt in 50012

^ Average credit card debt in 50012 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50012

^ Based on overall Iowa data, the credit card delinquency rate in Ames is approximately 0.41%. [2]

Credit Scores in 50012

^ The average credit score in Ames is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50012

Credit Card Debt in 50012


  • 50012 Credit Card Debt
    • The estimated average credit card debt for 50012 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50012


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50012 Credit Scores


  • Credit Scores in 50012
    • Residents of 50012 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50012 (Ames, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50012 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50012 [4]
    • 50012 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About 50012

50012 is associated with the city of Ames, which is located in Story County in the state of Iowa. [6]

IA Credit Cards

50012 Credit Cards

For more information about 50012 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau