Comprehensive Local Credit Card Guide

Credit Cards in 50156 (Madrid, IA)

Credit Card Debt in 50156

^ Average credit card debt in 50156 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50156

^ Based on overall Iowa data, the credit card delinquency rate in Madrid is approximately 0.41%. ^[2]

Credit Scores in 50156

^ The average credit score in Madrid is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50156

Credit Card Debt in 50156

50156 Credit Card Debt
- The estimated average credit card debt for 50156 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50156

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50156 Credit Scores

Credit Scores in 50156
- Residents of 50156 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50156 (Madrid, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50156 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50156 ^[4]
- 50156 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50156 (Madrid, IA)

Recent credit card complaints originating from consumers in 50156, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50156

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	1
Charged fees or interest you didn't expect	1
Problem getting a card or closing an account	1
Trouble during payment process	1
Trouble using the card	1

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50156

50156 is associated with the city of Madrid, which is located in Boone County in the state of Iowa. ^[6]

50156 Credit Cards

For more information about 50156 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50156

6. ^ United States Census Bureau