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Comprehensive Local Credit Card Guide

Derby Credit Cards

Credit Card Debt in Derby

^ Average credit card debt in Derby is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Derby

^ Based on overall IA data, the credit card delinquency rate in Derby is approximately 0.41%. [2]

Credit Scores in Derby

^ The average credit score in Derby is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Derby, IA Credit Card & Personal Finance Statistics

Derby Credit Card Debt


  • Credit Card Debt in Derby
    • The estimated average credit card debt for Derby residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Derby Credit Card Calculator


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Derby Credit Scores


  • Credit Scores in Derby
    • Residents of Derby, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Derby, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Derby cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Derby [4]
    • Derby (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Derby

Derby is a city located in Lucas County in the state of Iowa, and has a population of approximately 115. [6]

IA Credit Cards

Derby Credit Cards

For more information about Derby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau