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Comprehensive Local Credit Card Guide

Credit Cards in 50163 (Melcher Dallas, IA)

Credit Card Debt in 50163

^ Average credit card debt in 50163 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50163

^ Based on overall Iowa data, the credit card delinquency rate in Melcher Dallas is approximately 0.41%. [2]

Credit Scores in 50163

^ The average credit score in Melcher Dallas is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50163

Credit Card Debt in 50163


  • 50163 Credit Card Debt
    • The estimated average credit card debt for 50163 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50163


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50163 Credit Scores


  • Credit Scores in 50163
    • Residents of 50163 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50163 (Melcher Dallas, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50163 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50163 [4]
    • 50163 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50163 (Melcher Dallas, IA)

Recent credit card complaints originating from consumers in 50163, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50163

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50163

50163 is associated with the city of Melcher Dallas, which is located in Marion County in the state of Iowa. [6]

IA Credit Cards

50163 Credit Cards

For more information about 50163 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50163

6. ^ United States Census Bureau