Credit Card & Personal Finance Statistics in 50249
Credit Card Debt in 50249
- 50249 Credit Card Debt
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- The estimated average credit card debt for 50249 residents is $3,885. [1]
- Average credit card debt amount in Iowa (all cities) is
22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 50249
50249 Credit Scores
- Credit Scores in 50249
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- Residents of 50249 (IA) have an estimated average credit score of 714. [3]
- The average credit score in Iowa (all cities) is
2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]
More 50249 (Stratford, IA) Credit Stats
- Credit card delinquency rates in Iowa [2]
-
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that
is 28% less than the national average of 0.57%.
- Cardholders in 50249 who are more than 90 days late on payments
-
- Iowa Rate: 0.41%
- National Average: 0.57%
- Statute of limitations for credit card debt in 50249 [4]
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- 50249 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 50249 (Stratford, IA)
Recent credit card complaints originating from consumers in 50249, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
| Date Complaint Filed | ZIP of Complaint | Type of Complaint | Company | Status of Complaint | Timely response? | Consumer disputed? |
|---|
Additional information about Iowa
About 50249
50249 is associated with the city of Stratford, which is located in Hamilton County in the state of Iowa. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Iowa State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
