Comprehensive Local Credit Card Guide

Credit Cards in 50314 (Des Moines, IA)

Credit Card Debt in 50314

^ Average credit card debt in 50314 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50314

^ Based on overall Iowa data, the credit card delinquency rate in Des Moines is approximately 0.41%. ^[2]

Credit Scores in 50314

^ The average credit score in Des Moines is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50314

Credit Card Debt in 50314

50314 Credit Card Debt
- The estimated average credit card debt for 50314 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50314

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50314 Credit Scores

Credit Scores in 50314
- Residents of 50314 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50314 (Des Moines, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50314 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50314 ^[4]
- 50314 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50314 (Des Moines, IA)

Recent credit card complaints originating from consumers in 50314, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50314

Complaint Issue	Number of Complaints*
Incorrect information on your report	72
Improper use of your report	19
Problem with a company's investigation into an existing problem	9
Attempts to collect debt not owed	4
Problem with a credit reporting company's investigation	4
Other	10

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50314

50314 is associated with the city of Des Moines, which is located in Polk County in the state of Iowa. ^[6]

50314 Credit Cards

For more information about 50314 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50314

6. ^ United States Census Bureau