Credit Card & Personal Finance Statistics in 50428
Credit Card Debt in 50428
- 50428 Credit Card Debt
-
- The estimated average credit card debt for 50428 residents is $3,885. [1]
- Average credit card debt amount in Iowa (all cities) is
22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 50428
50428 Credit Scores
- Credit Scores in 50428
-
- Residents of 50428 (IA) have an estimated average credit score of 714. [3]
- The average credit score in Iowa (all cities) is
2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]
More 50428 (Clear Lake, IA) Credit Stats
- Credit card delinquency rates in Iowa [2]
-
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that
is 28% less than the national average of 0.57%.
- Cardholders in 50428 who are more than 90 days late on payments
-
- Iowa Rate: 0.41%
- National Average: 0.57%
- Statute of limitations for credit card debt in 50428 [4]
-
- 50428 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 50428 (Clear Lake, IA)
Recent credit card complaints originating from consumers in 50428, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 50428
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
5 |
| Managing an account |
1 |
| Problem with a lender or other company charging your account |
1 |
| Struggling to pay mortgage |
1 |
* Total 2021 - 2024 (current)
Additional information about Iowa
About 50428
50428 is associated with the city of Clear Lake, which is located in Cerro Gordo County in the state of Iowa. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
