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Comprehensive Local Credit Card Guide

Clear Lake Credit Cards

Credit Card Debt in Clear Lake

^ Average credit card debt in Clear Lake is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Clear Lake

^ Based on overall IA data, the credit card delinquency rate in Clear Lake is approximately 0.41%. [2]

Credit Scores in Clear Lake

^ The average credit score in Clear Lake is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Clear Lake, IA Credit Card & Personal Finance Statistics

Clear Lake Credit Card Debt


  • Credit Card Debt in Clear Lake
    • The estimated average credit card debt for Clear Lake residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

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Clear Lake Credit Scores


  • Credit Scores in Clear Lake
    • Residents of Clear Lake, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Clear Lake, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Clear Lake cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Clear Lake [4]
    • Clear Lake (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Clear Lake, IA

Recent credit card complaints originating from consumers in 50428, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Clear Lake, IA.

Our search for complaints originating from comsumers in Clear Lake (50428) did not produce any matches.


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Local Financial Institutions in Clear Lake

Banks in or near Clear Lake, IA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Clear Lake produced no matches.

ATMs in or near Clear Lake, IA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Clear Lake produced no matches.

Credit Unions in or near Clear Lake, IA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Clear Lake produced no matches.

Clear Lake, IA Household Income Statistics

Income: Clear Lake vs. Iowa

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Clear Lake, IA Income Breakdown

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Income: Clear Lake vs. Nation

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Additional information about Iowa

About Clear Lake

Clear Lake is a city located in Cerro Gordo County in the state of Iowa, and has a population of approximately 7,777. [6]

IA Credit Cards

Clear Lake Credit Cards

For more information about Clear Lake credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau