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Comprehensive Local Credit Card Guide

Credit Cards in 50438 (Garner, IA)

Credit Card Debt in 50438

^ Average credit card debt in 50438 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50438

^ Based on overall Iowa data, the credit card delinquency rate in Garner is approximately 0.41%. [2]

Credit Scores in 50438

^ The average credit score in Garner is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50438

Credit Card Debt in 50438


  • 50438 Credit Card Debt
    • The estimated average credit card debt for 50438 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50438


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50438 Credit Scores


  • Credit Scores in 50438
    • Residents of 50438 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50438 (Garner, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50438 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50438 [4]
    • 50438 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50438 (Garner, IA)

Recent credit card complaints originating from consumers in 50438, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50438

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50438

50438 is associated with the city of Garner, which is located in Hancock County in the state of Iowa. [6]

IA Credit Cards

50438 Credit Cards

For more information about 50438 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50438

6. ^ United States Census Bureau