Comprehensive Local Credit Card Guide

Credit Cards in 50613 (Cedar Falls, IA)

Credit Card Debt in 50613

^ Average credit card debt in 50613 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50613

^ Based on overall Iowa data, the credit card delinquency rate in Cedar Falls is approximately 0.41%. ^[2]

Credit Scores in 50613

^ The average credit score in Cedar Falls is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50613

Credit Card Debt in 50613

50613 Credit Card Debt
- The estimated average credit card debt for 50613 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50613

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50613 Credit Scores

Credit Scores in 50613
- Residents of 50613 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50613 (Cedar Falls, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50613 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50613 ^[4]
- 50613 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50613 (Cedar Falls, IA)

Recent credit card complaints originating from consumers in 50613, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50613

Complaint Issue	Number of Complaints*
Improper use of your report	36
Incorrect information on your report	21
Problem with a company's investigation into an existing problem	9
Problem with a credit reporting company's investigation	8
Attempts to collect debt not owed	5
Other	38

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50613

50613 is associated with the city of Cedar Falls, which is located in Black Hawk County in the state of Iowa. ^[6]

50613 Credit Cards

For more information about 50613 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50613

6. ^ United States Census Bureau