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Comprehensive Local Credit Card Guide

Credit Cards in 50651 (La Porte City, IA)

Credit Card Debt in 50651

^ Average credit card debt in 50651 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50651

^ Based on overall Iowa data, the credit card delinquency rate in La Porte City is approximately 0.41%. [2]

Credit Scores in 50651

^ The average credit score in La Porte City is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50651

Credit Card Debt in 50651


  • 50651 Credit Card Debt
    • The estimated average credit card debt for 50651 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50651


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50651 Credit Scores


  • Credit Scores in 50651
    • Residents of 50651 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50651 (La Porte City, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50651 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50651 [4]
    • 50651 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50651 (La Porte City, IA)

Recent credit card complaints originating from consumers in 50651, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50651

Complaint Issue Number of Complaints*
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50651

50651 is associated with the city of La Porte City, which is located in Black Hawk County in the state of Iowa. [6]

IA Credit Cards

50651 Credit Cards

For more information about 50651 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50651

6. ^ United States Census Bureau