Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 51238 (Hospers, IA)

Credit Card Debt in 51238

^ Average credit card debt in 51238 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51238

^ Based on overall Iowa data, the credit card delinquency rate in Hospers is approximately 0.41%. [2]

Credit Scores in 51238

^ The average credit score in Hospers is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51238

Credit Card Debt in 51238


  • 51238 Credit Card Debt
    • The estimated average credit card debt for 51238 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51238


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


51238 Credit Scores


  • Credit Scores in 51238
    • Residents of 51238 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51238 (Hospers, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51238 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51238 [4]
    • 51238 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51238 (Hospers, IA)

Recent credit card complaints originating from consumers in 51238, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51238

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Iowa

About 51238

51238 is associated with the city of Hospers, which is located in Sioux County in the state of Iowa. [6]

IA Credit Cards

51238 Credit Cards

For more information about 51238 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa


Go

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51238

6. ^ United States Census Bureau