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Comprehensive Local Credit Card Guide

Credit Cards in 51247 (Rock Valley, IA)

Credit Card Debt in 51247

^ Average credit card debt in 51247 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51247

^ Based on overall Iowa data, the credit card delinquency rate in Rock Valley is approximately 0.41%. [2]

Credit Scores in 51247

^ The average credit score in Rock Valley is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51247

Credit Card Debt in 51247


  • 51247 Credit Card Debt
    • The estimated average credit card debt for 51247 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51247


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51247 Credit Scores


  • Credit Scores in 51247
    • Residents of 51247 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51247 (Rock Valley, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51247 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51247 [4]
    • 51247 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51247 (Rock Valley, IA)

Recent credit card complaints originating from consumers in 51247, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51247

Complaint Issue Number of Complaints*
Other features, terms, or problems 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 51247

51247 is associated with the city of Rock Valley, which is located in Sioux County in the state of Iowa. [6]

IA Credit Cards

51247 Credit Cards

For more information about 51247 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51247

6. ^ United States Census Bureau