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Comprehensive Local Credit Card Guide

Credit Cards in 51446 (Irwin, IA)

Credit Card Debt in 51446

^ Average credit card debt in 51446 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51446

^ Based on overall Iowa data, the credit card delinquency rate in Irwin is approximately 0.41%. [2]

Credit Scores in 51446

^ The average credit score in Irwin is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51446

Credit Card Debt in 51446


  • 51446 Credit Card Debt
    • The estimated average credit card debt for 51446 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51446


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51446 Credit Scores


  • Credit Scores in 51446
    • Residents of 51446 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51446 (Irwin, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51446 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51446 [4]
    • 51446 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51446 (Irwin, IA)

Recent credit card complaints originating from consumers in 51446, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51446

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 51446

51446 is associated with the city of Irwin, which is located in Shelby County in the state of Iowa. [6]

IA Credit Cards

51446 Credit Cards

For more information about 51446 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51446

6. ^ United States Census Bureau