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Comprehensive Local Credit Card Guide

Credit Cards in 52215 (Chelsea, IA)

Credit Card Debt in 52215

^ Average credit card debt in 52215 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52215

^ Based on overall Iowa data, the credit card delinquency rate in Chelsea is approximately 0.41%. [2]

Credit Scores in 52215

^ The average credit score in Chelsea is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52215

Credit Card Debt in 52215


  • 52215 Credit Card Debt
    • The estimated average credit card debt for 52215 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52215


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52215 Credit Scores


  • Credit Scores in 52215
    • Residents of 52215 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52215 (Chelsea, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52215 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52215 [4]
    • 52215 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52215 (Chelsea, IA)

Recent credit card complaints originating from consumers in 52215, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52215

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52215

52215 is associated with the city of Chelsea, which is located in Tama County in the state of Iowa. [6]

IA Credit Cards

52215 Credit Cards

For more information about 52215 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52215

6. ^ United States Census Bureau