Comprehensive Local Credit Card Guide

Credit Cards in 52404 (Cedar Rapids, IA)

Credit Card Debt in 52404

^ Average credit card debt in 52404 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 52404

^ Based on overall Iowa data, the credit card delinquency rate in Cedar Rapids is approximately 0.41%. ^[2]

Credit Scores in 52404

^ The average credit score in Cedar Rapids is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 52404

Credit Card Debt in 52404

52404 Credit Card Debt
- The estimated average credit card debt for 52404 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 52404

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52404 Credit Scores

Credit Scores in 52404
- Residents of 52404 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 52404 (Cedar Rapids, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 52404 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 52404 ^[4]
- 52404 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 52404 (Cedar Rapids, IA)

Recent credit card complaints originating from consumers in 52404, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 52404

Complaint Issue	Number of Complaints*
Incorrect information on your report	199
Improper use of your report	119
Problem with a company's investigation into an existing problem	32
Problem with a credit reporting company's investigation	22
Attempts to collect debt not owed	15
Other	66

* Total 2021 - 2024 (current)

Additional information about Iowa

About 52404

52404 is associated with the city of Cedar Rapids, which is located in Linn County in the state of Iowa. ^[6]

52404 Credit Cards

For more information about 52404 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52404

6. ^ United States Census Bureau