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Comprehensive Local Credit Card Guide

Nichols Credit Cards

Credit Card Debt in Nichols

^ Average credit card debt in Nichols is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Nichols

^ Based on overall IA data, the credit card delinquency rate in Nichols is approximately 0.41%. [2]

Credit Scores in Nichols

^ The average credit score in Nichols is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Nichols, IA Credit Card & Personal Finance Statistics

Nichols Credit Card Debt

  • Credit Card Debt in Nichols
    • The estimated average credit card debt for Nichols residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Nichols Credit Card Calculator

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Nichols Credit Scores

  • Credit Scores in Nichols
    • Residents of Nichols, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Nichols, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Nichols cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Nichols [4]
    • Nichols (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Nichols

Nichols is a city located in Muscatine County in the state of Iowa, and has a population of approximately 374. [6]

IA Credit Cards

Nichols Credit Cards

For more information about Nichols credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in IA

ZIP Codes in Iowa



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau