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Comprehensive Local Credit Card Guide

Credit Cards in 52411 (Cedar Rapids, IA)

Credit Card Debt in 52411

^ Average credit card debt in 52411 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52411

^ Based on overall Iowa data, the credit card delinquency rate in Cedar Rapids is approximately 0.41%. [2]

Credit Scores in 52411

^ The average credit score in Cedar Rapids is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52411

Credit Card Debt in 52411


  • 52411 Credit Card Debt
    • The estimated average credit card debt for 52411 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52411


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52411 Credit Scores


  • Credit Scores in 52411
    • Residents of 52411 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52411 (Cedar Rapids, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52411 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52411 [4]
    • 52411 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52411 (Cedar Rapids, IA)

Recent credit card complaints originating from consumers in 52411, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 52411

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
Communication tactics 1
Fraud or scam 1
Improper use of your report 1
Incorrect information on your report 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 52411

52411 is associated with the city of Cedar Rapids, which is located in Linn County in the state of Iowa. [6]

IA Credit Cards

52411 Credit Cards

For more information about 52411 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52411

6. ^ United States Census Bureau