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Comprehensive Local Credit Card Guide

Ames Credit Cards

Credit Card Debt in Ames

^ Average credit card debt in Ames is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Ames

^ Based on overall IA data, the credit card delinquency rate in Ames is approximately 0.41%. [2]

Credit Scores in Ames

^ The average credit score in Ames is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Ames, IA Credit Card & Personal Finance Statistics

Ames Credit Card Debt


  • Credit Card Debt in Ames
    • The estimated average credit card debt for Ames residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Ames Credit Card Calculator


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Ames Credit Scores


  • Credit Scores in Ames
    • Residents of Ames, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Ames, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Ames cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ames [4]
    • Ames (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Ames

Ames is a city located in Story County in the state of Iowa, and has a population of approximately 58,965. [6]

IA Credit Cards

Ames Credit Cards

For more information about Ames credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau