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Comprehensive Local Credit Card Guide

Charter Oak Credit Cards

Credit Card Debt in Charter Oak

^ Average credit card debt in Charter Oak is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Charter Oak

^ Based on overall IA data, the credit card delinquency rate in Charter Oak is approximately 0.41%. [2]

Credit Scores in Charter Oak

^ The average credit score in Charter Oak is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Charter Oak, IA Credit Card & Personal Finance Statistics

Charter Oak Credit Card Debt


  • Credit Card Debt in Charter Oak
    • The estimated average credit card debt for Charter Oak residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Charter Oak Credit Card Calculator


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Charter Oak Credit Scores


  • Credit Scores in Charter Oak
    • Residents of Charter Oak, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Charter Oak, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Charter Oak cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Charter Oak [4]
    • Charter Oak (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Charter Oak

Charter Oak is a city located in Crawford County in the state of Iowa, and has a population of approximately 502. [6]

IA Credit Cards

Charter Oak Credit Cards

For more information about Charter Oak credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau