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Comprehensive Local Credit Card Guide

Cincinnati Credit Cards

Credit Card Debt in Cincinnati

^ Average credit card debt in Cincinnati is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Cincinnati

^ Based on overall IA data, the credit card delinquency rate in Cincinnati is approximately 0.41%. [2]

Credit Scores in Cincinnati

^ The average credit score in Cincinnati is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Cincinnati, IA Credit Card & Personal Finance Statistics

Cincinnati Credit Card Debt


  • Credit Card Debt in Cincinnati
    • The estimated average credit card debt for Cincinnati residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Cincinnati Credit Card Calculator


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Cincinnati Credit Scores


  • Credit Scores in Cincinnati
    • Residents of Cincinnati, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Cincinnati, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cincinnati cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cincinnati [4]
    • Cincinnati (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Cincinnati

Cincinnati is a city located in Appanoose County in the state of Iowa, and has a population of approximately 357. [6]

IA Credit Cards

Cincinnati Credit Cards

For more information about Cincinnati credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau