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Comprehensive Local Credit Card Guide

Houghton Credit Cards

Credit Card Debt in Houghton

^ Average credit card debt in Houghton is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Houghton

^ Based on overall IA data, the credit card delinquency rate in Houghton is approximately 0.41%. [2]

Credit Scores in Houghton

^ The average credit score in Houghton is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Houghton, IA Credit Card & Personal Finance Statistics

Houghton Credit Card Debt


  • Credit Card Debt in Houghton
    • The estimated average credit card debt for Houghton residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

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Houghton Credit Scores


  • Credit Scores in Houghton
    • Residents of Houghton, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Houghton, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Houghton cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Houghton [4]
    • Houghton (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Houghton

Houghton is a city located in Lee County in the state of Iowa, and has a population of approximately 146. [6]

IA Credit Cards

Houghton Credit Cards

For more information about Houghton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau