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Comprehensive Local Credit Card Guide

Independence Credit Cards

Credit Card Debt in Independence

^ Average credit card debt in Independence is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Independence

^ Based on overall IA data, the credit card delinquency rate in Independence is approximately 0.41%. [2]

Credit Scores in Independence

^ The average credit score in Independence is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Independence, IA Credit Card & Personal Finance Statistics

Independence Credit Card Debt


  • Credit Card Debt in Independence
    • The estimated average credit card debt for Independence residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Independence Credit Card Calculator


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Independence Credit Scores


  • Credit Scores in Independence
    • Residents of Independence, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Independence, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Independence cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Independence [4]
    • Independence (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Independence

Independence is a city located in Buchanan County in the state of Iowa, and has a population of approximately 5,966. [6]

IA Credit Cards

Independence Credit Cards

For more information about Independence credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau