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Otho Credit Cards

Credit Card Debt in Otho

^ Average credit card debt in Otho is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Otho

^ Based on overall IA data, the credit card delinquency rate in Otho is approximately 0.41%. [2]

Credit Scores in Otho

^ The average credit score in Otho is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Otho, IA Credit Card & Personal Finance Statistics

Otho Credit Card Debt

  • Credit Card Debt in Otho
    • The estimated average credit card debt for Otho residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

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Otho Credit Scores

  • Credit Scores in Otho
    • Residents of Otho, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Otho, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Otho cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Otho [4]
    • Otho (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Otho

Otho is a city located in Webster County in the state of Iowa, and has a population of approximately 542. [6]

IA Credit Cards

Otho Credit Cards

For more information about Otho credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IA

ZIP Codes in Iowa



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau