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Comprehensive Local Credit Card Guide

Polk City Credit Cards

Credit Card Debt in Polk City

^ Average credit card debt in Polk City is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Polk City

^ Based on overall IA data, the credit card delinquency rate in Polk City is approximately 0.41%. [2]

Credit Scores in Polk City

^ The average credit score in Polk City is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Polk City, IA Credit Card & Personal Finance Statistics

Polk City Credit Card Debt


  • Credit Card Debt in Polk City
    • The estimated average credit card debt for Polk City residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Polk City Credit Card Calculator


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Polk City Credit Scores


  • Credit Scores in Polk City
    • Residents of Polk City, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Polk City, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Polk City cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Polk City [4]
    • Polk City (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Polk City, IA

Recent credit card complaints originating from consumers in 50226, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Polk City, IA.

Our search for complaints originating from comsumers in Polk City (50226) did not produce any matches.


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Local Financial Institutions in Polk City

Banks in or near Polk City, IA

Local banks offering credit and financial products to residents of the community.

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Our search for banks located in Polk City produced no matches.

ATMs in or near Polk City, IA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Polk City produced no matches.

Credit Unions in or near Polk City, IA

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Polk City produced no matches.

Polk City, IA Household Income Statistics

Income: Polk City vs. Iowa

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Polk City, IA Income Breakdown

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Income: Polk City vs. Nation

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Additional information about Iowa

About Polk City

Polk City is a city located in Polk County in the state of Iowa, and has a population of approximately 3,418. [6]

IA Credit Cards

Polk City Credit Cards

For more information about Polk City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau