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Comprehensive Local Credit Card Guide

Shelby Credit Cards

Credit Card Debt in Shelby

^ Average credit card debt in Shelby is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Shelby

^ Based on overall IA data, the credit card delinquency rate in Shelby is approximately 0.41%. [2]

Credit Scores in Shelby

^ The average credit score in Shelby is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Shelby, IA Credit Card & Personal Finance Statistics

Shelby Credit Card Debt

  • Credit Card Debt in Shelby
    • The estimated average credit card debt for Shelby residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Shelby Credit Card Calculator

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Shelby Credit Scores

  • Credit Scores in Shelby
    • Residents of Shelby, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Shelby, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Shelby cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelby [4]
    • Shelby (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Shelby

Shelby is a city located in Shelby County in the state of Iowa, and has a population of approximately 641. [6]

IA Credit Cards

Shelby Credit Cards

For more information about Shelby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau