Credit Card & Personal Finance Statistics in 40026
Credit Card Debt in 40026
- 40026 Credit Card Debt
-
- The estimated average credit card debt for 40026 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 40026
40026 Credit Scores
- Credit Scores in 40026
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- Residents of 40026 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 40026 (Goshen, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 40026 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 40026 [4]
-
- 40026 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 40026 (Goshen, KY)
Recent credit card complaints originating from consumers in 40026, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 40026
Complaint Issue |
Number of Complaints* |
Attempts to collect debt not owed |
1 |
Dealing with your lender or servicer |
1 |
False statements or representation |
1 |
Getting a loan or lease |
1 |
Incorrect information on your report |
1 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 40026
40026 is associated with the city of Goshen, which is located in Oldham County in the state of Kentucky. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax