Comprehensive Local Credit Card Guide

Credit Cards in 40213 (Louisville, KY)

Credit Card Debt in 40213

^ Average credit card debt in 40213 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 40213

^ Based on overall Kentucky data, the credit card delinquency rate in Louisville is approximately 0.7%. ^[2]

Credit Scores in 40213

^ The average credit score in Louisville is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 40213

Credit Card Debt in 40213

40213 Credit Card Debt
- The estimated average credit card debt for 40213 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 40213

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40213 Credit Scores

Credit Scores in 40213
- Residents of 40213 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 40213 (Louisville, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 40213 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 40213 ^[4]
- 40213 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 40213 (Louisville, KY)

Recent credit card complaints originating from consumers in 40213, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 40213

Complaint Issue	Number of Complaints*
Incorrect information on your report	23
Improper use of your report	7
Fraud or scam	1
Problem getting a card or closing an account	1
Problem with a credit reporting company's investigation	1

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 40213

40213 is associated with the city of Louisville, which is located in Jefferson County in the state of Kentucky. ^[6]

40213 Credit Cards

For more information about 40213 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau