Credit Card & Personal Finance Statistics in 40218
Credit Card Debt in 40218
- 40218 Credit Card Debt
-
- The estimated average credit card debt for 40218 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 40218
40218 Credit Scores
- Credit Scores in 40218
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- Residents of 40218 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 40218 (Louisville, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 40218 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 40218 [4]
-
- 40218 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 40218 (Louisville, KY)
Recent credit card complaints originating from consumers in 40218, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 40218
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
183 |
Improper use of your report |
85 |
Problem with a company's investigation into an existing problem |
80 |
Problem with a credit reporting company's investigation |
60 |
Written notification about debt |
23 |
Other |
70 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 40218
40218 is associated with the city of Louisville, which is located in Jefferson County in the state of Kentucky. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax