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Comprehensive Local Credit Card Guide

Credit Cards in 40218 (Louisville, KY)

Credit Card Debt in 40218

^ Average credit card debt in 40218 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40218

^ Based on overall Kentucky data, the credit card delinquency rate in Louisville is approximately 0.7%. [2]

Credit Scores in 40218

^ The average credit score in Louisville is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40218

Credit Card Debt in 40218


  • 40218 Credit Card Debt
    • The estimated average credit card debt for 40218 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40218


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40218 Credit Scores


  • Credit Scores in 40218
    • Residents of 40218 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40218 (Louisville, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40218 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40218 [4]
    • 40218 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 40218

40218 is associated with the city of Louisville, which is located in Jefferson County in the state of Kentucky. [6]

KY Credit Cards

40218 Credit Cards

For more information about 40218 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau