Credit Card & Personal Finance Statistics in 40222
Credit Card Debt in 40222
- 40222 Credit Card Debt
-
- The estimated average credit card debt for 40222 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 40222
40222 Credit Scores
- Credit Scores in 40222
-
- Residents of 40222 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 40222 (Louisville, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 40222 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 40222 [4]
-
- 40222 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 40222 (Louisville, KY)
Recent credit card complaints originating from consumers in 40222, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 40222
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
40 |
| Improper use of your report |
38 |
| Problem with a company's investigation into an existing problem |
9 |
| Managing an account |
7 |
| Problem with a credit reporting company's investigation |
6 |
| Other |
21 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 40222
40222 is associated with the city of Louisville, which is located in Jefferson County in the state of Kentucky. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
