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Comprehensive Local Credit Card Guide

Credit Cards in 40328 (Gravel Switch, KY)

Credit Card Debt in 40328

^ Average credit card debt in 40328 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40328

^ Based on overall Kentucky data, the credit card delinquency rate in Gravel Switch is approximately 0.7%. [2]

Credit Scores in 40328

^ The average credit score in Gravel Switch is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40328

Credit Card Debt in 40328


  • 40328 Credit Card Debt
    • The estimated average credit card debt for 40328 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40328


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40328 Credit Scores


  • Credit Scores in 40328
    • Residents of 40328 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40328 (Gravel Switch, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40328 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40328 [4]
    • 40328 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 40328 (Gravel Switch, KY)

Recent credit card complaints originating from consumers in 40328, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 40328

Complaint Issue Number of Complaints*
Getting the loan 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 40328

40328 is associated with the city of Gravel Switch, which is located in Marion County in the state of Kentucky. [6]

KY Credit Cards

40328 Credit Cards

For more information about 40328 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40328

6. ^ United States Census Bureau