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Comprehensive Local Credit Card Guide

Monterey Credit Cards

Credit Card Debt in Monterey

^ Average credit card debt in Monterey is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Monterey

^ Based on overall KY data, the credit card delinquency rate in Monterey is approximately 0.7%. [2]

Credit Scores in Monterey

^ The average credit score in Monterey is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Monterey, KY Credit Card & Personal Finance Statistics

Monterey Credit Card Debt


  • Credit Card Debt in Monterey
    • The estimated average credit card debt for Monterey residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Monterey Credit Card Calculator


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Monterey Credit Scores


  • Credit Scores in Monterey
    • Residents of Monterey, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Monterey, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Monterey cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Monterey [4]
    • Monterey (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Monterey

Monterey is a city located in Owen County in the state of Kentucky, and has a population of approximately 138. [6]

KY Credit Cards

Monterey Credit Cards

For more information about Monterey credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau