Comprehensive Local Credit Card Guide

Credit Cards in 40372 (Salvisa, KY)

Credit Card Debt in 40372

^ Average credit card debt in 40372 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 40372

^ Based on overall Kentucky data, the credit card delinquency rate in Salvisa is approximately 0.7%. ^[2]

Credit Scores in 40372

^ The average credit score in Salvisa is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 40372

Credit Card Debt in 40372

40372 Credit Card Debt
- The estimated average credit card debt for 40372 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 40372

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40372 Credit Scores

Credit Scores in 40372
- Residents of 40372 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 40372 (Salvisa, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 40372 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 40372 ^[4]
- 40372 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 40372 (Salvisa, KY)

Recent credit card complaints originating from consumers in 40372, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 40372

Complaint Issue	Number of Complaints*
Improper use of your report	4
Struggling to pay mortgage	1
Trouble using your card	1

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 40372

40372 is associated with the city of Salvisa, which is located in Mercer County in the state of Kentucky. ^[6]

40372 Credit Cards

For more information about 40372 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40372

6. ^ United States Census Bureau