Comprehensive Local Credit Card Guide

Credit Cards in 40828 (Evarts, KY)

Credit Card Debt in 40828

^ Average credit card debt in 40828 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 40828

^ Based on overall Kentucky data, the credit card delinquency rate in Evarts is approximately 0.7%. ^[2]

Credit Scores in 40828

^ The average credit score in Evarts is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 40828

Credit Card Debt in 40828

40828 Credit Card Debt
- The estimated average credit card debt for 40828 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 40828

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40828 Credit Scores

Credit Scores in 40828
- Residents of 40828 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 40828 (Evarts, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 40828 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 40828 ^[4]
- 40828 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 40828 (Evarts, KY)

Recent credit card complaints originating from consumers in 40828, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 40828

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	2
Managing an account	1

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 40828

40828 is associated with the city of Evarts, which is located in Harlan County in the state of Kentucky. ^[6]

40828 Credit Cards

For more information about 40828 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau