Comprehensive Local Credit Card Guide

Credit Cards in 41091 (Union, KY)

Credit Card Debt in 41091

^ Average credit card debt in 41091 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 41091

^ Based on overall Kentucky data, the credit card delinquency rate in Union is approximately 0.7%. ^[2]

Credit Scores in 41091

^ The average credit score in Union is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 41091

Credit Card Debt in 41091

41091 Credit Card Debt
- The estimated average credit card debt for 41091 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 41091

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41091 Credit Scores

Credit Scores in 41091
- Residents of 41091 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 41091 (Union, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 41091 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 41091 ^[4]
- 41091 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 41091 (Union, KY)

Recent credit card complaints originating from consumers in 41091, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 41091

Complaint Issue	Number of Complaints*
Incorrect information on your report	13
Improper use of your report	11
Attempts to collect debt not owed	7
Managing an account	6
Communication tactics	4
Other	36

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 41091

41091 is associated with the city of Union, which is located in Boone County in the state of Kentucky. ^[6]

41091 Credit Cards

For more information about 41091 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 41091

6. ^ United States Census Bureau