Credit Card & Personal Finance Statistics in 41097
Credit Card Debt in 41097
- 41097 Credit Card Debt
-
- The estimated average credit card debt for 41097 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 41097
41097 Credit Scores
- Credit Scores in 41097
-
- Residents of 41097 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 41097 (Williamstown, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 41097 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 41097 [4]
-
- 41097 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 41097 (Williamstown, KY)
Recent credit card complaints originating from consumers in 41097, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 41097
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
2 |
| Incorrect information on your report |
2 |
| Problem with a credit reporting company's investigation |
1 |
| Struggling to pay mortgage |
1 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 41097
41097 is associated with the city of Williamstown, which is located in Grant County in the state of Kentucky. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
