Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 41216 (East Point, KY)

Credit Card Debt in 41216

^ Average credit card debt in 41216 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 41216

^ Based on overall Kentucky data, the credit card delinquency rate in East Point is approximately 0.7%. [2]

Credit Scores in 41216

^ The average credit score in East Point is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 41216

Credit Card Debt in 41216


  • 41216 Credit Card Debt
    • The estimated average credit card debt for 41216 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 41216


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


41216 Credit Scores


  • Credit Scores in 41216
    • Residents of 41216 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 41216 (East Point, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 41216 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 41216 [4]
    • 41216 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 41216 (East Point, KY)

Recent credit card complaints originating from consumers in 41216, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 41216

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Kentucky

About 41216

41216 is associated with the city of East Point, which is located in Johnson County in the state of Kentucky. [6]

KY Credit Cards

41216 Credit Cards

For more information about 41216 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Kentucky


Go

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 41216

6. ^ United States Census Bureau