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Comprehensive Local Credit Card Guide

Credit Cards in 41216 (East Point, KY)

Credit Card Debt in 41216

^ Average credit card debt in 41216 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 41216

^ Based on overall Kentucky data, the credit card delinquency rate in East Point is approximately 0.7%. [2]

Credit Scores in 41216

^ The average credit score in East Point is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 41216

Credit Card Debt in 41216


  • 41216 Credit Card Debt
    • The estimated average credit card debt for 41216 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 41216


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41216 Credit Scores


  • Credit Scores in 41216
    • Residents of 41216 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 41216 (East Point, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 41216 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 41216 [4]
    • 41216 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 41216

41216 is associated with the city of East Point, which is located in Johnson County in the state of Kentucky. [6]

KY Credit Cards

41216 Credit Cards

For more information about 41216 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau