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Comprehensive Local Credit Card Guide

Credit Cards in 41635 (Harold, KY)

Credit Card Debt in 41635

^ Average credit card debt in 41635 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 41635

^ Based on overall Kentucky data, the credit card delinquency rate in Harold is approximately 0.7%. [2]

Credit Scores in 41635

^ The average credit score in Harold is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 41635

Credit Card Debt in 41635


  • 41635 Credit Card Debt
    • The estimated average credit card debt for 41635 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 41635


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41635 Credit Scores


  • Credit Scores in 41635
    • Residents of 41635 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 41635 (Harold, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 41635 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 41635 [4]
    • 41635 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 41635 (Harold, KY)

Recent credit card complaints originating from consumers in 41635, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 41635

Complaint Issue Number of Complaints*
Incorrect information on your report 3
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 41635

41635 is associated with the city of Harold, which is located in Floyd County in the state of Kentucky. [6]

KY Credit Cards

41635 Credit Cards

For more information about 41635 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 41635

6. ^ United States Census Bureau