Credit Card & Personal Finance Statistics in 42038
Credit Card Debt in 42038
- 42038 Credit Card Debt
-
- The estimated average credit card debt for 42038 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 42038
42038 Credit Scores
- Credit Scores in 42038
-
- Residents of 42038 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 42038 (Eddyville, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 42038 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 42038 [4]
-
- 42038 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 42038 (Eddyville, KY)
Recent credit card complaints originating from consumers in 42038, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 42038
| Complaint Issue |
Number of Complaints* |
| Closing your account |
1 |
| False statements or representation |
1 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 42038
42038 is associated with the city of Eddyville, which is located in Lyon County in the state of Kentucky. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
