Comprehensive Local Credit Card Guide

Credit Cards in 42361 (Olaton, KY)

Credit Card Debt in 42361

^ Average credit card debt in 42361 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 42361

^ Based on overall Kentucky data, the credit card delinquency rate in Olaton is approximately 0.7%. ^[2]

Credit Scores in 42361

^ The average credit score in Olaton is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 42361

Credit Card Debt in 42361

42361 Credit Card Debt
- The estimated average credit card debt for 42361 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 42361

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42361 Credit Scores

Credit Scores in 42361
- Residents of 42361 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 42361 (Olaton, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 42361 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 42361 ^[4]
- 42361 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 42361 (Olaton, KY)

Recent credit card complaints originating from consumers in 42361, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 42361

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 42361

42361 is associated with the city of Olaton, which is located in Ohio County in the state of Kentucky. ^[6]

42361 Credit Cards

For more information about 42361 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau