Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Somerset Credit Cards

Credit Card Debt in Somerset

^ Average credit card debt in Somerset is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Somerset

^ Based on overall KY data, the credit card delinquency rate in Somerset is approximately 0.7%. [2]

Credit Scores in Somerset

^ The average credit score in Somerset is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Somerset, KY Credit Card & Personal Finance Statistics

Somerset Credit Card Debt


  • Credit Card Debt in Somerset
    • The estimated average credit card debt for Somerset residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Somerset Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Somerset Credit Scores


  • Credit Scores in Somerset
    • Residents of Somerset, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Somerset, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Somerset cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Somerset [4]
    • Somerset (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Kentucky

About Somerset

Somerset is a city located in Pulaski County in the state of Kentucky, and has a population of approximately 11,196. [6]

KY Credit Cards

Somerset Credit Cards

For more information about Somerset credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau