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Comprehensive Local Credit Card Guide

Independence Credit Cards

Credit Card Debt in Independence

^ Average credit card debt in Independence is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Independence

^ Based on overall KY data, the credit card delinquency rate in Independence is approximately 0.7%. [2]

Credit Scores in Independence

^ The average credit score in Independence is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Independence, KY Credit Card & Personal Finance Statistics

Independence Credit Card Debt


  • Credit Card Debt in Independence
    • The estimated average credit card debt for Independence residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Independence Credit Card Calculator


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Independence Credit Scores


  • Credit Scores in Independence
    • Residents of Independence, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Independence, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Independence cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Independence [4]
    • Independence (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Independence

Independence is a city located in Kenton County in the state of Kentucky, and has a population of approximately 24,757. [6]

KY Credit Cards

Independence Credit Cards

For more information about Independence credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau