Credit Card & Personal Finance Statistics in 70506
Credit Card Debt in 70506
- 70506 Credit Card Debt
-
- The estimated average credit card debt for 70506 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 70506
70506 Credit Scores
- Credit Scores in 70506
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- Residents of 70506 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 70506 (Lafayette, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 70506 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 70506 [4]
-
- 70506 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 70506 (Lafayette, LA)
Recent credit card complaints originating from consumers in 70506, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 70506
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
399 |
| Improper use of your report |
397 |
| Incorrect information on your report |
380 |
| Problem with a company's investigation into an existing problem |
264 |
| Attempts to collect debt not owed |
39 |
| Other |
109 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 70506
70506 is associated with the city of Lafayette, which is located in Lafayette County in the state of Louisiana. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
