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Comprehensive Local Credit Card Guide

Credit Cards in 70532 (Elton, LA)

Credit Card Debt in 70532

^ Average credit card debt in 70532 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70532

^ Based on overall Louisiana data, the credit card delinquency rate in Elton is approximately 0.76%. [2]

Credit Scores in 70532

^ The average credit score in Elton is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70532

Credit Card Debt in 70532


  • 70532 Credit Card Debt
    • The estimated average credit card debt for 70532 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70532


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70532 Credit Scores


  • Credit Scores in 70532
    • Residents of 70532 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70532 (Elton, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70532 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70532 [4]
    • 70532 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70532 (Elton, LA)

Recent credit card complaints originating from consumers in 70532, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70532

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 14
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70532

70532 is associated with the city of Elton, which is located in Jefferson Davis County in the state of Louisiana. [6]

LA Credit Cards

70532 Credit Cards

For more information about 70532 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70532

6. ^ United States Census Bureau