Credit Card & Personal Finance Statistics in 70616
 
 
	
		
			
			Credit Card Debt in 70616
			
- 70616 Credit Card Debt
- 
- The estimated average credit card debt for 70616 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
 
 
			
			Credit Card Calculator for 70616
			
			
			
			 
			
			70616 Credit Scores
			
- Credit Scores in 70616
- 
- Residents of 70616 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
 
 
		 
	 
 
More 70616 (Lake Charles, LA) Credit Stats
 
	
		
- Credit card delinquency rates in Louisiana [2]
- 
	
	- Louisiana residents (all cities) rank 4th in the U.S. with a rate that 
is 33% greater than the national average of 0.57%.	
 
 
- Cardholders in 70616 who are more than 90 days late on payments
- 
	
	- Louisiana Rate: 0.76%
- National Average: 0.57%
 
 
- Statute of limitations for credit card debt in 70616 [4]
- 
	
- 70616 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
 
		 
	 
 
	
		
Credit Card Complaints in or near 70616 (Lake Charles, LA)
	
 
	
		
Recent credit card complaints originating from consumers in 70616, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
	
  Consumer Complaints by Issue in 70616
  
    
    | Complaint Issue | Number of Complaints* | 
      
  * Total 2021 - 2024 (current)
 
						
		 
	 
 
Additional information about Louisiana
 
	
		
			
			About 70616
			70616 is associated with the city of Lake Charles, which is located in Calcasieu County in the state of Louisiana. [6]
			 
			
			
			Did you know?
			The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
			 
		 
	 
 
	
		
Other ZIP Codes in Louisiana
	
 
	
		
			
			
		      1. ^ The Washington Post
		      2. ^ TransUnion
		      3. ^ Equifax