Comprehensive Local Credit Card Guide

Credit Cards in 70714 (Baker, LA)

Credit Card Debt in 70714

^ Average credit card debt in 70714 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70714

^ Based on overall Louisiana data, the credit card delinquency rate in Baker is approximately 0.76%. ^[2]

Credit Scores in 70714

^ The average credit score in Baker is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70714

Credit Card Debt in 70714

70714 Credit Card Debt
- The estimated average credit card debt for 70714 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70714

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70714 Credit Scores

Credit Scores in 70714
- Residents of 70714 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70714 (Baker, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70714 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70714 ^[4]
- 70714 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70714 (Baker, LA)

Recent credit card complaints originating from consumers in 70714, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70714

Complaint Issue	Number of Complaints*
Incorrect information on your report	289
Problem with a company's investigation into an existing problem	162
Improper use of your report	119
Attempts to collect debt not owed	44
Problem with a credit reporting company's investigation	40
Other	19

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70714

70714 is associated with the city of Baker, which is located in East Baton Rouge Parish County in the state of Louisiana. ^[6]

70714 Credit Cards

For more information about 70714 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70714

6. ^ United States Census Bureau