Comprehensive Local Credit Card Guide

Credit Cards in 70815 (Baton Rouge, LA)

Credit Card Debt in 70815

^ Average credit card debt in 70815 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70815

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. ^[2]

Credit Scores in 70815

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70815

Credit Card Debt in 70815

70815 Credit Card Debt
- The estimated average credit card debt for 70815 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70815

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

70815 Credit Scores

Credit Scores in 70815
- Residents of 70815 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70815 (Baton Rouge, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70815 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70815 ^[4]
- 70815 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70815 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70815, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70815

Complaint Issue	Number of Complaints*
Incorrect information on your report	418
Improper use of your report	331
Problem with a company's investigation into an existing problem	177
Problem with a credit reporting company's investigation	142
Attempts to collect debt not owed	61
Other	125

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70815

70815 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. ^[6]

70815 Credit Cards

For more information about 70815 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70815

6. ^ United States Census Bureau