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Comprehensive Local Credit Card Guide

Credit Cards in 71263 (Oak Grove, LA)

Credit Card Debt in 71263

^ Average credit card debt in 71263 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71263

^ Based on overall Louisiana data, the credit card delinquency rate in Oak Grove is approximately 0.76%. [2]

Credit Scores in 71263

^ The average credit score in Oak Grove is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 71263

Credit Card Debt in 71263


  • 71263 Credit Card Debt
    • The estimated average credit card debt for 71263 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71263


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71263 Credit Scores


  • Credit Scores in 71263
    • Residents of 71263 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71263 (Oak Grove, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71263 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71263 [4]
    • 71263 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71263 (Oak Grove, LA)

Recent credit card complaints originating from consumers in 71263, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71263

Complaint Issue Number of Complaints*
Incorrect information on your report 12
Improper use of your report 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71263

71263 is associated with the city of Oak Grove, which is located in West Carroll County in the state of Louisiana. [6]

LA Credit Cards

71263 Credit Cards

For more information about 71263 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71263

6. ^ United States Census Bureau