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Comprehensive Local Credit Card Guide

Credit Cards in 71269 (Rayville, LA)

Credit Card Debt in 71269

^ Average credit card debt in 71269 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71269

^ Based on overall Louisiana data, the credit card delinquency rate in Rayville is approximately 0.76%. [2]

Credit Scores in 71269

^ The average credit score in Rayville is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 71269

Credit Card Debt in 71269


  • 71269 Credit Card Debt
    • The estimated average credit card debt for 71269 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71269


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71269 Credit Scores


  • Credit Scores in 71269
    • Residents of 71269 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71269 (Rayville, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71269 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71269 [4]
    • 71269 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71269 (Rayville, LA)

Recent credit card complaints originating from consumers in 71269, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71269

Complaint Issue Number of Complaints*
Incorrect information on your report 15
Problem with a company's investigation into an existing problem 5
Improper use of your report 3
False statements or representation 2
Problem with a credit reporting company's investigation 2
Other 7
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71269

71269 is associated with the city of Rayville, which is located in Richland County in the state of Louisiana. [6]

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71269 Credit Cards

For more information about 71269 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71269

6. ^ United States Census Bureau