Comprehensive Local Credit Card Guide

Credit Cards in 71291 (West Monroe, LA)

Credit Card Debt in 71291

^ Average credit card debt in 71291 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71291

^ Based on overall Louisiana data, the credit card delinquency rate in West Monroe is approximately 0.76%. ^[2]

Credit Scores in 71291

^ The average credit score in West Monroe is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71291

Credit Card Debt in 71291

71291 Credit Card Debt
- The estimated average credit card debt for 71291 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71291

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71291 Credit Scores

Credit Scores in 71291
- Residents of 71291 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71291 (West Monroe, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71291 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71291 ^[4]
- 71291 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71291 (West Monroe, LA)

Recent credit card complaints originating from consumers in 71291, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71291

Complaint Issue	Number of Complaints*
Incorrect information on your report	75
Improper use of your report	47
Problem with a credit reporting company's investigation	22
Attempts to collect debt not owed	14
Problem with a company's investigation into an existing problem	13
Other	61

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71291

71291 is associated with the city of West Monroe, which is located in Ouachita Parish County in the state of Louisiana. ^[6]

71291 Credit Cards

For more information about 71291 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71291

6. ^ United States Census Bureau